Renewing your Bajaj Health Insurance policy is just as important as buying one. Timely renewal ensures that you continue to enjoy uninterrupted medical coverage and safeguard your family’s health without facing last-minute hassles or financial risks.
Let’s explore the benefits of renewing your Bajaj health insurance on time, how to do it online, what documents you need, and common FAQs — all simplified for you!
Why is Bajaj Health Insurance Renewal Important?
Renewing your Bajaj Allianz health insurance policy on time ensures:
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🚑 Uninterrupted Medical Coverage – No waiting period again if renewed before expiry
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💰 Continued No Claim Bonus – Keep your earned NCB and enjoy reduced premiums
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🛡️ Zero Coverage Gaps – Avoid break-in periods and claim denials
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💼 Cashless Hospitalisation – Continuous access to over 8,000+ network hospitals
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📄 Tax Benefits – Renewal premiums qualify for tax deductions under Section 80D
Top Benefits of Renewing Bajaj Allianz Health Insurance Before Expiry
Renewing your policy before it expires gives you a range of additional advantages:
✅ No Waiting Period Again
Pre-existing diseases and other conditions won’t undergo a waiting period again if you renew without a gap.
✅ Lower Premiums
You avoid age-based hikes and underwriting scrutiny by renewing early.
✅ Tax Deductions
Premiums paid for renewal continue to be tax-deductible.
✅ Policy Customisation
At renewal, you can upgrade your sum insured, add riders like OPD, or change plans as per your evolving health needs.
How to Renew Bajaj Health Insurance Policy Online
Renewing your health insurance is now super easy and can be done from your smartphone or computer in minutes. Here’s how:
🔄 Step-by-Step Guide to Bajaj Health Insurance Renewal:
Step 1:
Go to the official Bajaj Allianz website or trusted insurance aggregators like Policybazaar.
Step 2:
Click on the “Renew Policy” or “Health Insurance Renewal” option.
Step 3:
Enter your policy number, date of birth, and registered mobile number.
Step 4:
View your current policy details. Choose to renew, enhance coverage, or add new riders if needed.
Step 5:
Make the payment online using Net Banking, UPI, Credit/Debit Card.
Step 6:
Once paid, the renewed policy document will be emailed to you instantly.
🔒 Your renewal is now complete with no physical paperwork or delays!
Documents Required for Bajaj Health Insurance Renewal
Although most renewals are paperless, keep the following details handy:
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Existing policy number
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Date of birth
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Registered mobile or email ID
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PAN card (for premium > ₹50,000, for tax purposes)
What Happens If You Miss Your Renewal Date?
If your Bajaj health insurance policy lapses, don’t worry. You still have a 30-day grace period to renew it. During this period:
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Claims are NOT accepted.
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Your continuity benefits (like NCB or waiting period credit) may be at risk if not renewed.
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Premium may be revised or underwriting may apply.
👉 So it’s always better to renew before expiry to avoid complications.
Can You Switch Your Bajaj Health Insurance Plan During Renewal?
Yes, you can:
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Upgrade to a higher sum insured
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Switch to a different Bajaj health plan
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Add or remove riders (like maternity, OPD, or critical illness)
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Port your policy to another insurer if needed
Why Choose Bajaj Allianz for Health Insurance Renewal?
Bajaj Allianz offers reliable health insurance services trusted by over 1 crore+ customers. Here’s why many prefer to renew with them:
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🏥 Access to 8,000+ cashless hospitals
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💸 Affordable premiums starting ₹282/month*
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📞 24×7 claim support and online assistance
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🔄 Hassle-free digital renewals within minutes
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🎁 Value-added services like health check-ups and wellness benefits
FAQs – Bajaj Health Insurance Renewal
Q1. How many days before the expiry can I renew Bajaj Allianz Health Insurance?
You can renew your policy up to 60 days before it expires.
Q2. Will I lose my No Claim Bonus if I miss the renewal deadline?
Yes, if the grace period passes without renewal, your NCB may lapse.
Q3. Can I make changes to my plan at the time of renewal?
Absolutely. You can upgrade sum insured, add/remove riders, or switch plans.
Q4. Can I renew Bajaj Health Insurance after it expires?
Yes, within the 30-day grace period — but claims won’t be accepted during this time.
Q5. What if I forget my policy number?
You can retrieve it using your registered mobile number or email on the renewal portal.
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Conclusion
Timely Bajaj Health Insurance Renewal ensures uninterrupted protection for you and your loved ones. With a seamless online process, customisation options, and unmatched customer service from Bajaj Allianz, there’s no reason to delay. Stay covered, stay stress-free!